Pepper48 First Homes

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Product Details
Initial Rate	6.54%
LTV	70%
LSV	95%
Free Valuation	No
Rate Term	2 Years
Rate Type	Fixed
Product Fee	£250
Reversion Rate	3.75%
Product Code	FH20031
ERC	3%,2%

Credit Criteria
CCJs:	0 registered in 48 months
Default:	0 registered in 48 months
CCJ/Default Value:	No limit
Secured Missed Payments:	0 in 48 months (No arrears balance in last 6 months)
Bankruptcy/IVA:	Discharged > 6 years ago
Reposessions:	None in last 6 years
Debt Management Plan:	Considered if satisfied over 12 months ago

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