| Product Details | |
|---|---|
| Initial Rate | 6.44% |
| LTV | 75% |
| Incentive | Free Legals |
| Free Valuation | Yes |
| Rate Term | 2 Years |
| Rate Type | Fixed |
| Reversion Rate | 3.90% |
| Product Code | RR20186 |
| ERC | 3%,2% |
One free standard valuation for properties valued up to £500,000, Free Legals available for existing Pepper customer products.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Reposessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |