Second Charge Mortgage Products
Our mortgages
Pepper Money is a leading second charge mortgage provider for homeowners in England, Wales and Scotland. Whether your customer is looking to consolidate debt or fund home improvements we offer competitive fixed, discounted and variable rate products.
How we can help you
Our aim is to provide you with a second charge mortgage that meets your clients individual and personal circumstances.
- Pepper Money could offer your client a second charge mortgage of any amount from £5,000 to £1,000,000.
- We offer competitive fixed, discounted and variable rate products.
- The actual rate we offer will depend on your clients individual and personal circumstances.
- We can offer a repayment term of 3 to 30 years subject to your individual circumstances and credit checks.
Our partners
Building lasting relationships
Our dedicated team work with a range of approved specialist partners to offer second charge mortgages to customers. We are always interested in building new partnerships and we pride ourselves on the lasting relationships we build with our broker intermediaries.
Our BDMs
Lending criteria at a glance
- Market leading lender
- The majority of cases will not require valuation
- No matrix - each customers product is based on their individual circumstances
- Flexible approach to underwriting
- Ability to overpay without penalties
Referrals
If a case falls outside our standard criteria we may still be able to help.