Just-off-high-street?
Hell
o
OK, hell might be a bit of an exaggeration. But just-off-high-street cases can be a real headache – unless you say hello to Pepper Money
Just-off-high-street?
OK, hell might be a bit of an exaggeration. But just-off-high-street cases can be a real headache – unless you say hello to Pepper Money
Be more
We understand that behind the broker you have to be, there’s the broker you want to be. We’re here to help you fulfil your professional and personal ambitions.
For Brokers
What We're About
Realising their ambitions. And yours
At Pepper Money, we exist to help you and your customers succeed. We look for opportunities to say yes, rather than reasons to say no.
We understand that brokers have a range of different needs – because your customers do, too. These clients may want to take the next step in their homeowning journey – or move on from a difficult financial situation. You want to give them the best service, in the most efficient and profitable ways.
We’re here to help you both fulfil your ambitions. By offering simple, inclusive products. By having a human approach to decision-making. By being easy to work with. And by providing specialist expertise you can rely on.
After all, when you keep an open mind and listen to people, everyone succeeds.
WHAT WE DO
Why we help people succeed
By offering simple, inclusive products
With broad criteria. Competitive pricing. And a positive lending attitude. When you put it all together, it meansÂ
you’re able to help more of your customers.
By taking a human approach to decision-making
By being easy to work with
Enjoy direct access to a decision maker. Clear, timely communication. And smoother case managment thanks to our online portals.
By providing specialist expertise you can rely on
You’ll hear it in the dedicated support you receive over the phone and see it in the way we handle your files.
What We Offer
Find the right product for your customers
Residential Mortgages
Our product range is secured around your customers most recent financial event including CCJs and defaults.
Second Charge Mortgages
We will help you find the right second charge mortgage deal for your customer based on their individual circumstances.
First Homes Mortgages
First Homes is a government scheme that provides Hopeful Homeowners the option to purchase a new build home.
Right to Buy Mortgages
We understand real-life happens and blips should not prevent ambitious Hopeful Homeowners from buying a home.
Help to Buy Mortgages
We’re here to help your customers take their first steps on the property ladder with out Help to Buy range.
Shared Ownership Mortgages
Our Shared Ownership Mortgage products can help your customers to buy a share of a new build property.
Resources
Our intermediary toolkit has all the information you need
Check out our Product Guides, Criteria Guides, Calculators, Packaging Guide and more.
What We're Working On
Our latest service levels
Our latest Pepper Money service levels show how quickly we’re currently processing mortgage applications on behalf of our customers.Â
Our call capacity (average)
- Referrals
Working on DIP referrals received on:
- Applications
Working on applications received on:​
- Messages
Responding to application portal broker messages received on:​
- Valuations
Currently reviewing valuations received on:​
- Reviews
Reviewing offer assessment sent to our underwriters on:​
- Calls
Answering calls in less than (average speed):​
Articles & Blogs
A little further reading
If you’d like to dig deeper, read our articles and blogs for the best Homeowner Loan content and insight.
What is loan to value?
Do first-time buyers pay stamp duty?
How to get a mortgage as a first-time buyer?
What are mortgage interest rates if you are self-employed?
How do I calculate loan to value?
Can you use gifted money for a house deposit?
Resources
Broker toolkit and guides
Our Broker Toolkit has all the information you need for Products, Calculators and Guides