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Mortgage Products

We provide mortgages to first-time buyers, home movers, and landlords who are often overlooked by high street lenders.

Residential Mortgage Products

We can help you place more specialist residential mortgage customers. Our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments.

First Homes Mortgage Products

Pepper Money can help your customer take their first step on the path to homeownership. Find out how your next First Homes application could be better with Pepper.

Right to Buy Mortgage Products

At Pepper Money we understand that not all your customers will be suited to computerised, credit score-based lending. Find out how your next right to buy application could be better with Pepper.

Help to Buy Mortgage Products

The ‘Help to Buy: Equity Loan’ (England) scheme is now closed to purchases. You can still purchase a property in Wales through the Help to Buy Wales scheme.

Shared Ownership Mortgage Products

We help you help your customers to purchase a share of a new build property. Here’s how your next Shared Ownership application could be better with Pepper.

Need help with your mortgage case?

To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.

Resources

Our Intermediary tool kit has all the information you need

Product Guides

Criteria Guides

Packaging

Calculators

Downloads

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