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Terms and Conditions

First charge mortgage conditions

Please find our General Mortgage Conditions, available to download in a pdf format.

Refer to your mortgage agreement or contact us to find out which GMC’s are applicable to you.

General Mortgage Conditions: 2021 - Version 1.0

Click here to download the General Mortgage Conditions for 2021 – Version 1.0

General Mortgage Conditions: 2019 - Version 1.0

Click here to download the General Mortgage Conditions for 2019 – Version 1.0

General Mortgage Conditions: 2017 - Version 2.0

Click here to download the General Mortgage Conditions for 2017 – Version 2.0

Click here to download the General Mortgage Conditions for 2017 – Version 2.0 (Amended 14 December 2021)

Click here to download the General Mortgage Conditions for 2017 – Version 2.0 (Amended 14 December 2023)

General Mortgage Conditions: 2017 - Version 1.0

Click here to download the General Mortgage Conditions for 2017 – Version 1.0

Click here to download the General Mortgage Conditions for 2017 – Version 1.0 (Amended 14 December 2021)

Click here to download the General Mortgage Conditions for 2017 – Version 1.0 (Amended 14 December 2023)

General Mortgage Conditions: 2014 - Version 1.0

Click here to download the General Mortgage Conditions for 2014 – Version 1.0

Click here to download the General Mortgage Conditions for 2014 – Version 1.0 (Amended 14 December 2021)

Click here to download the General Mortgage Conditions for 2014 – Version 1.0 (Amended 14 December 2023)

Second charge mortgage conditions

If your Second Charge Mortgage Offer is dated on or after 1st April 2020, download your General Mortgage Conditions below. If your Second Charge Mortgage offer is dated before 1st April 2020, please refer to the General Mortgage Conditions or Loan Agreement provided to you with your offer, or contact us for details.

Second Charge General Mortgage Conditions: 2021 - Version 1.0

Click here to download the Second Charge General Mortgage Conditions for 2021 – Version 1.0

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