Blog
Latest blog from Pepper Money
Whether you’re looking for our latest product announcement or insights from one of our industry experts, you can find out more about what we’re up to and the markets we operate in.
Blog
Adverse credit mortgage cases
Your clients may have more unsecured debt today than they ever had in the past.
Read more »
Blog
Getting a mortgage with late payments on credit report
Your clients have more unsecured debt than they ever have in the past. Analysis by the TUC earlier this year found that household debt rose sharply in 2019, with average unsecured debt per household rising to £14,540 in the third quarter of 2019, which an increase of £430 on a year earlier.
Read more »
Blog
Self-employed mortgage lenders
Is there really any reason why your clients should be worried about having their mortgage application rejected just because they are self-employed? Do some lenders really make it difficult for these applicants to get a mortgage, or remortgage on their existing property?
Read more »
Blog
Getting a mortgage with a default
The number of consumers in England and Wales with County Court Judgements (CCJs) have risen by 63% since 2012 according to the Registry Trust.
Read more »
Blog
Mortgage lenders that accept CCJs
The number of CCJs registered against consumers in England and Wales fell in 2018 compared to the previous year. There were, however, still more than 1.1 million CCJs registered last year alone, according to Registry Trust.
Read more »
Blog
Why choose a specialist mortgage lender?
The average house price in England has risen by 173% since 1997. This is according to research by the Institute for Fiscal Studies (IFS) which also found that incomes of young adults have also increased, but by just 19%.
Read more »
Blog
Getting a mortgage with bad credit
Does your client have a less than perfect financial past? There’s good news, they can still get a mortgage.
Read more »
Blog
Getting a mortgage with a CCJ
Accessing credit today has never been easier for borrowers. It is ingrained into our daily lives, whether that’s phone contracts, insurance, spreading the cost of household goods and the list goes on.
Read more »
Blog
Getting a mortgage with a poor credit score
There are many reasons why your clients might not fit the criteria of a typical high street lender, and a cash flow crisis is just one of those.
Read more »