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The Pepper Money Blog

Our latest blog posts from Pepper Money

Whether you’re looking for our latest product announcement or insights from one of our industry experts, you can find out more about what we’re up to and the markets we operate in.

what are mortgage interest rates if you are self employed

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What are mortgage interest rates if you are self-employed?

What are mortgage interest rates if you’re self-employed? Learn how lenders assess self-employed applicants, factors affecting rates, and tips to secure the best deal.

March 31, 2025

how do I calculate loan to value

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How do I calculate loan to value?

Wondering how to calculate loan-to-value (LTV)? Learn the simple formula, why LTV matters for mortgages, and how it affects interest rates and borrowing options.

March 31, 2025

can you use gifted money for a house deposit

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Can you use gifted money for a house deposit?

Can you use gifted money for a house deposit? Learn how mortgage lenders view gifted deposits, what proof is required, and potential tax implications.

March 24, 2025

getting a mortgage with adverse credit

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Getting a mortgage with adverse credit

Struggling to get a mortgage with adverse credit? Learn how specialist lenders can help, what criteria they use, and steps to improve your chances of approval.

March 21, 2025

who is the best mortgage lender if you have a low credit score

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Who is the best mortgage lender if you have a low credit score?

Looking for the best mortgage lender with a low credit score? Discover top lenders, their criteria, and tips to improve your chances of approval in this guide.

March 21, 2025

will i get a mortgage with a low credit score

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Will I get a mortgage with a low credit score?

Worried about getting a mortgage with a low credit score? Learn how lenders assess credit, what options are available, and steps to improve your approval chances.

March 21, 2025

how many years do you need to be self employed to get a mortgage in the UK

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How many years do you need to be self-employed to get a mortgage in the UK?

Wondering how long you need to be self-employed to get a mortgage in the UK? Learn lender requirements, proof of income, and tips to improve your chances.

March 19, 2025

getting a mortgage when self employed

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Getting a mortgage when self employed

Struggling to get a mortgage while self-employed? Learn how to prove income, boost approval chances, and navigate lender requirements in this essential guide.

March 19, 2025

can a second charge mortgage be paid off early

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Can a second charge mortgage be paid off early?

Find out if a second charge mortgage can be paid off early, including potential fees, benefits, and tips to manage your repayment effectively.

March 19, 2025

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